The Mortgage Lifeline Blog

President, Ralph Migliozzi at RC Advantage, understands a mortgage is one of the largest financial investments that people will make in their lifetime.

That’s why he is committed to educating our clients on the many different types of mortgages available on the market.

These articles are all written exclusively by him from his 30 + years expereince in the industry as a licensed California Real Estate Broker & holds a Mortgage Loan Originator’s (MLO) Endorsement with the California Department of Real Estate.

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No Income Doc, Prime Loans & Sub-Prime Loans: What Are the Differences?

March 15, 2024

No Income Doc, Prime Loans & Sub-Prime Loans: What Are the Differences? Best Loan on the Market for No Doc…

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Buying Land: Understanding the Risks of Purchasing Land With Wells and Septics

March 15, 2024

Buying Land: Understanding the Risks of Purchasing Land With Wells and Septics The biggest risk in buying land is buying…

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What is Causing the New Banking Crisis?

March 15, 2024

The Banking Crisis, Bank Failures and Bailouts: What is Causing the New Banking Crisis? The Banking Crisis, Bank Failures and…

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Sales & Becoming a Winning Salesman

March 15, 2024

Sales and Becoming a Winning Salesman: How to Suceeed at Sales Only 20% of people entering the sales industry will…

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Why Are Mortgage Rates Rising So Much?

March 15, 2024

Why Are Mortgage Rates Rising So Much? The Federal Reserve Bank and Interest Rate Increases The Federal Reserve Bank have…

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How NOT to Post a New Listing: Tips to Avoiding Lending Disasters

March 15, 2024

How NOT to Post a New Listing: Tips to Avoiding Lending Disasters With all the legal and compliance rules, many…

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No Down Payment and Down Payment Assistance Loans (DPA)

March 15, 2024

No Down Payment and Down Payment Assistance Loans (DPA) There are several No Down Payment Options for Loans. Today we…

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Agents: NEVER List a Property for All Cash

March 14, 2024

Agents: NEVER List a Property for All Cash Limiting Financing or Discouraging Financing is a HUGE MISTAKE and is Hurting…

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Real Estate Purchases: How to Pick The Top Buyer’s Agent to Represent You

March 14, 2024

Real Estate Purchases: How to Pick The Top Buyer’s Agent to Represent You. Representation Is Key to Negotiating the Best…

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Caution: Removing Contingencies in a Real Estate Transaction

March 14, 2024

Caution: Removing Contingencies in a Real Estate Transaction Ways Not to Lose Your Deposit What are contingencies in a Real…

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