With RC Advantage, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:
Ways to Apply:
- Click Here to Complete the Secure 1003 Loan Application Online
- Call us at 530-330-3073 & we will gladly take your application over the phone and assist you with any questions you may have.
- Download Your Application now and simply mail it, fax it, or bring it to the office.
Documents Needed:
-
- Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
- Names/addresses of employers for two years
- W-2s for two years
- One to two years of tax returns
- A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
- Bank statements for two to three months
- If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
- Proof of pension income, if applicable
- Social Security and Disability payments, if applicable
- Dividend earnings
- Bonuses
- Child support or alimony payments (optional for you to disclose)
- A copy of earnest money deposit
- Information on debts such as car loans, student loans and credit cards
- Security accounts (stocks, bonds, life insurance)
