Today's 30 year Fixed Rate: 6.625% 6.71%APR

Apply Now

Apply Now

With RC Advantage, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
    • Formal Loan Application
  2. Call us at (530) 477-9177
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office.
  4. Documents needed
    • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
    • Names/addresses of employers for two years
    • W-2s for two years
    • One to two years of tax returns
    • A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
    • Bank statements for two to three months
    • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
    • Proof of pension income, if applicable
    • Social Security and Disability payments, if applicable
    • Dividend earnings
    • Bonuses
    • Child support or alimony payments (optional for you to disclose)
    • A copy of earnest money deposit
    • Information on debts such as car loans, student loans and credit cards
    • Security accounts (stocks, bonds, life insurance)

MORE LINKS

LICENSING

NMLS 1665027 CA DRE
Personal NMLS 282851

Equal Housing Lender

CONTACT

RC Advantage
698 Whiting St
Grass Valley, CA 95945

SOCIAL MEDIA

LOCATION