Welcome to RC Advantage!

In a 6 figure loan transaction, the loan process is a much more difficult process than it was 10 years ago.

A major reason why is because in most transactions, the vast majority of processors do not work on site with the loan agent, but many times are both miles and states away. This can delay the loan process and cause communication problems between underwriting and the loan agent.

At RC Advantage, all of our loans are processed on site where your loan agent works which guarantees a great experience.

In addition to offering very low fixed rates and working with local owners/originators in the lending business with 50 years of experience, you will work with one office, where both the loan agent and processor works together, side by side, assembling the loan together, in turn submitting it to underwriting.

This experience is rare and unique which sets us apart from the industry and we look forward to providing this experience for you.

Start your home loan process here!

The RC Advantage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.

What are your goals? We are committed to helping you reach them.

Western House
  • Homebuyers

    We will help you find the right financing solutions to meet your needs.

  • Today's Rates

    Evaluate the current market conditions to determine if it is a favorable time to purchase or refinance.

  • Refinance

    We can help you lower your interest rate and lower your monthly payment.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We love our clients, our clients love us too!

Google review stars

My husband and I worked with several lenders in a 2 year span and no one heard us until we worked with Ralph. He met our needs right away and walked us through the process to buying our first home. We had the pleasure of working with Andi as well who made the process easy. They were so comforting and knowledgeable. I highly recommend their services.

Morgan Welty

Google review stars

RC Advantage handled my second Re-Fi in a year. The first company took 7 months to complete the. transaction handing my account off to several different processors with many delays due to errors. RC Advantage lowered my mortgage rate and completed the loan process in about 6 weeks. They were extremely professional and thorough. I highly recommend them.

Linda Lyon